Defensible Space Score - Insurance Disclaimer

Insurance Disclosure

Defensible Space Score is an informational risk assessment tool operated by AACI Group Inc. It is designed to evaluate defensible space and wildfire-related property characteristics and to provide general insights related to wildfire risk and loss prevention.

Scores, assessments, and recommendations generated through this platform are for informational and educational purposes only and should not be relied upon as insurance advice or determinations of coverage eligibility.

Policy Review Requests

At your option, you may request a review of your existing insurance policy through Defensible Space Score. If you elect to do so, your information may be securely shared with Five Bays Insurance Agency, a licensed insurance agency, so that a licensed insurance producer may review your policy and discuss potential insurance options with you.

Submitting a policy review request:

• Does not constitute an application for insurance
• Does not guarantee coverage, pricing, or eligibility
• Does not obligate you to purchase any insurance policy

All insurance services are provided solely by Five Bays Insurance Agency and are subject to applicable licensing requirements, underwriting guidelines, and state regulatory approval.

Defensible Space Score is operated by AACI Group, which also owns Five Bays Insurance Agency, a licensed California insurance agency. If you request quotes, Five Bays may earn commission on any policy placed.

DSS aggregates publicly available federal and state data for informational purposes. It is not affiliated with, endorsed by, or acting on behalf of any government agency, fire department, or insurer. Our scores, maps and estimates are not guarantees of insurability, premium, safety, or any outcome, and are not professional, insurance, legal, financial or engineering advice. Data may be incomplete, delayed, or contain errors.

Licensing Information

Insurance services are offered through:

For information about insurance licensing in California, visit the California Department of Insurance at: https://www.insurance.ca.gov

Important Notices

• Defensible Space Score does not act on behalf of any insurance carrier.
• Scores or assessments do not guarantee insurability, coverage availability, or insurance pricing outcomes.
• Insurance decisions are made by licensed agents and insurance carriers, not by Defensible Space Score or AACI Group Inc.